When you set our expectations for 90 days, we never expected to have results in less than 60 days! Thank you so much!

File start 02/2010
Success 4/2010
Original Payment $1502
Re-Negotiated Payment $845
Monthly Savings $657
Savings over next 10 years $78,840

Robert & Cherry Hobbs
Phoenix, AZ

We were so worried we would lose our home. Thanks for getting us the Perm modification from Bank of America with a lower interest rate and keeping the term of the loan the same. Now we're ready to get the second mortgage started.

File start 11/2009
Success 4/2010
Original Payment $1339
Re-Negotiated Payment $1243
Loan term not re cast
Savings over next 24 years $27,648

Ron & Jocelyn Erbes Mesa, AZ

Thank you very much.

Mr & Mrs Luksza
Phoenix, AZ

File start 11/2009
Success 3/2010
Original Payment $3070
Re-Negotiated Payment $2279
Saving per month $791 (26%)
Savings over 10 years $94,290

Thank you for all your help.

Andrea Williams
Chandler, AZ

File start 11/2009
Success 4/2010
Original Payment $1396 I/O 3 year Balloon Due Jan 2010
Re-Negotiated Payment $1,296 30 year fixed 4.25% due 2040
Saving per month $100
Savings over term $36,000

I was skeptical because all of my colleagues told me that B of A is very difficult to deal with and usually takes a long time to any result. Thank you for lowering my payment by 40% and giving my wife and I the relief we need to stay in our home.

Martin Spilo
Phoenix, AZ

File start 12/2009
Success 2/2010
Original Payment $1799
Re-Negotiated Payment $1102
Saving per month $697 (38%)
Savings over 10 years $83,640

Thank you for re-negotiating my home in Phoenix. Your services are prompt and professional. It's refreshing to work with a legitimate firm that does everything they say and more.

Richard Beasley
Phoenix, AZ

File start 12/2009
Success 1/2010
Original Payment $1399
Re-Negotiated Payment $808
Saving per month $591 (35%)
Savings over 10 years $70,920

Thank you so much, no one seemed to think I could get my rental property re-negotiated. You guys got BOTH of my rentals successfully re-negotiated in less than 30 days. Not only are you capable, but your fee was the lowest of all the firms I shopped. I'm glad I found you. I look forward to referring you others who need superb professional services.

Joe Fiero
Phoenix, AZ

File start 12/2009
Success 1/2010
Original Payment $579
Re-Negotiated Payment $417
Saving per month $162 (25%)
Savings over 10 years $19,440

File start 12/2009
Success 1/2010
Original Payment $598
Re-Negotiated Payment $490
Saving per month $108 (25%)
Savings over 10 years $12,960

You saved our dream home and made our vision of retiring in this house a reality. We are so happy we will be telling everyone we know about your company. So many people need your help and need to know the level of honor and hard work you provide. Thank you from the bottom of our hearts.

Annie and Gabriel Bonilla
Phoenix, AZ

File start 11/2009
Success 1/2010
Original Payment $4,103
Re-Negotiated Payment $1,976
Saving per month $2,127
Savings over 10 years $255,240

I cannot find words to properly express my gratitude for the sincere and professional service you provided to our family. We were caught by the circumstances of the falling economy and your organization helped us re-align our priorities and gain the necessary cash flow to mitigate great loss. Humbly, I wish to also thank you for the kind and thoughtful e-mails and phone calls of encouragement you and your staff forwarded to us to keep us on track.

We intend to recommend your services to all our friends and business associates.

Carol L Conway, Mesa, AZ

First Mortgage
File start 11/2009
Success 11/2009
Original Payment $2,112
Re-Negotiated Payment $1,716
Saving per month $396
Savings over 10 years $47,520

Second Mortgage
File start 12/2009
Success 1/2010
Original Payment $1219
Re-Negotiated TEMP Payment $961
Re-Negotiated PERM Payment $892
Saving per month $327
Savings over 10 years $39,240

We could not have asked for better service, and faster results. When our payment dropped from $2,737 to $1,956 we knew that our home was saved! Thanks for Empowering us!

Lisa Evans, Phoenix, AZ

File start 11/2009
Success 11//2009
Original Payment $2,737
Re-Negotiated Payment $1,956
Saving per month $781
Savings over 10 years $93,720

Thanks for all your help with my loan modification. You were always there when I needed you to answer questions and guide me through the process. Im going to refer you people from my business because I know you always go the extra mile for your clients. My wife is so happy well be able to stay in our home.

Youve made a real tough time much easier to handle.

Sincerely,

Kevin McGraw
Phoenix, AZ

I chose the do-it-yourself workshop and was amazed at the detail of information. As the President of my community HOA, I will refer you to all the homeowners.

David Wisnowski - Mesa, AZ

I would recommend this book to anyone who buys a car or gets a mortgage. The lessons are critical in not getting taken for a ride. I'm in sales, but never knew how some sales people are trained to sell me. I paid $39 and saved $2,400, who could complain at that.

Randy Michaels, New Hampshire

Your book is a must for every persons library. I was amazed to learn about the blind switch in the auto section. It's funny how I always knew something was wrong when I would buy a car, but just didn't understand how to protect myself.

Jeffrey Sweringin, Phoenix, AZ

I found the information easy to read, and made a lot of sense. I never knew how salespeople got me to part with my money before. Now, I know and see more clearly that I have a say in the sale. I've already used what I've learned to purchase other things too.

Stephanie Long, Phoenix, AZ

With a doctorate and as a professional, I feel moderately-well educated. However, many people can probably appreciate how silly one feels when trying to buy a car. I have always felt like to sucker, out of my element, easily taken advantage of, and at the mercy of the salespeople. Your book saved my family several thousand dollars on the purchase of our new Honda Pilot. The advice and information we received was simple to understand and changed the entire car-buying experience. We felt in control and got a great deal. We won't buy another car without them.

Chris Weber, Phd, San Clemente, CA

Thank you. My husband and I went to the dealership and worked our deal. We were $250 below invoice on a 2006 Ford Expedition. We left to do some more research and found your website. We thought $250 below was a good price until we read the Auto Buying handbook. We went back to the dealer and ended up with $1,800 below invoice and a add-on sunroof for their cost of $699. They were going to charge us $1,495 on the roof, but with your tools we learned how to demand a full disclosure deal or we would walk. The confidence was EMPOWERING.

Julio Olmos, Issiquah WA

I saved over $2,500 on a lease for a Honda Accord XL6. I simply called the dealership and spoke to an experienced salesman and told him how much I wanted to pay down and per month. I was confident going into the deal, especially for a woman who is not car savvy. My savings from my last lease amounted to $2,000 less down and $100 less and month. Its great to know how the process works on the other end. In addition, it allows you to do your research out of the dealership and on your own time.

Annette Said, Indian Wells, CA

I started reading your e-book wow, this is indispensable! I am going to buy the hardcover so I can carry it around with me.

Rachel Hoffman, Orange County, CA